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cryptoJul 8, 2026, 9:33 AM

Telegram Mini-Apps Like ONLY Ecosystem Challenge Traditional Exchanges and Banks

The ONLY ecosystem offers Telegram-based services for ruble withdrawals, cheap USDT transfers, asset exchanges, and virtual card issuance, highlighting a trend where mini-apps and bots replace traditional crypto wallets and payment terminals.

USDT

Telegram has evolved beyond a messaging platform, with mini-applications and bots now functioning as crypto wallets, exchange points, and payment terminals. A prominent example is the ONLY ecosystem, which bundles several financial tools under one brand.

The suite includes services for cashing out rubles, low-cost USDT transfers, asset swaps, and virtual card creation. These tools aim to handle routine tasks that were previously the domain of centralized exchanges and banks.

The development reflects a broader shift in the crypto landscape, as Telegram-based infrastructure increasingly bypasses traditional financial intermediaries. Details of the ecosystem's mechanics and target users were published by ForkLog.

Source: ForkLog