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2013issue C0563

Constructing the Sharpe ratio as return over variability

The Sharpe ratio subtracts a risk-free interest rate from expected return and divides that difference by the standard deviation of returns, comparing return with variability rather than with the risk of losing the original capital.

  • The Sharpe ratio is built from three inputs: expected return, a risk-free interest rate, and the standard deviation of returns.
  • Construction subtracts the risk-free interest rate from expected return and divides the difference by the standard deviation of returns.
  • The method compares return with variability of returns rather than with the risk of losing the original capital.
  • Standard deviation describes how a distribution varies around its mean, so a larger value on a profit-and-loss series means more widely varying results.
Entries in this reading1 entry

How the score is assembled

The Sharpe ratio is constructed by subtracting a risk-free interest rate from expected return and dividing that difference by the standard deviation of returns.

The construction uses three inputs: expected return, a risk-free interest rate, and the standard deviation of returns.

The three inputs

Expected return is the return input placed in the numerator of the Sharpe construction before the risk-free interest rate is removed.

The risk-free interest rate is the interest-rate input subtracted from expected return so the remaining figure can be scaled by variability.

The standard deviation of returns is the denominator that measures how widely returns spread around their mean and converts the remaining figure into a return-per-unit-of-variability score.

What standard deviation measures

Standard deviation describes how a given distribution varies around its mean observation.

Standard deviation can be obtained as the square root of the expected value of the squared difference between a random variable and its mean.

Applied to a profit-and-loss series, a larger standard deviation indicates more widely varying results and a smaller one indicates more stable results.

One described use of standard deviation measures fluctuation in a stock's monthly return over the preceding year.

Variability rather than loss of capital

The method compares return with variability of returns rather than with the risk of losing the original capital.

Educational research material, not investment advice. Historical source context does not establish present-day performance.
9 of 12 in the Sharpe ratio track
201420-25 pp.Next on Sharpe ratioExpected value and bet size are separate controlsA 25-year sample of 250 S&P 500 constituents produced a median expected value of 0.035, versus 0.0526 for the house side of a 38-pocket roulette comparison.
All readings on this track · 12 readings
  1. 1986Auditing stochastic crossovers with moving-average baselines
  2. 1994Evaluating system changes with chi-square, Sharpe, and leverage
  3. 1995Evaluating mechanical switch rules with a stop-loss order and Sharpe ratio
  4. 1995Intermediate-term allocation with drawdown filters
  5. 1996Evaluating a multi-market book without picking winners
  6. 1996Regime-aware allocation beyond a single equity trend
  7. 1997Evaluating managed futures as portfolio diversifiers
  8. 2008Audit an out-of-the-money covered-call overlay against a Sharpe control
  9. 2013Constructing the Sharpe ratio as return over variability
  10. 2014Expected value and bet size are separate controls
  11. 2015Constructing a Sharpe-style score from profit and loss variability
  12. 2019Continuous futures series and long-horizon allocation evaluation
All 14 readings tagged Sharpe ratio
Also on Sharpe ratio5 readings