XTB Catches Up on Overnight US Stock Trading, Adds Hungarian Tax Account

XTB said on Wednesday that it has started rolling out 24-hour weekday trading in selected US shares and has opened a tax-advantaged long-term investment account in Hungary. The Warsaw-listed broker framed both products around the clients it currently onboards first: shares, ETFs and Investment Plans accounted for 82.9% of first transactions by new EU clients in the first half of 2026, even though CFDs still produced roughly 96% of its gross trading result.

Extended hours featured on the 2026 product list XTB published alongside its annual results, which placed US markets first and European exchanges later in the year. The US names join close to 1,000 European stocks and ETFs that XTB moved to longer sessions earlier in 2026, when it also extended selected French and Spanish shares to 7:30 a.m. to 10 p.m. CET in line with German stocks. According to a summary from Czech personal finance site Finhacker, the broker's updated terms cover 582 US stocks including fractional shares. Access is being granted in stages, with clients notified in the app, where the service can be switched on or off. Outside regular hours, a market order is executed as a limit order at the best opposing price and any unfilled portion is cancelled; XTB warned that liquidity, volatility and order execution can differ from the main session.

Rivals Opened Years Earlier

XTB is arriving well behind several competitors. Trading 212 began phasing in an overnight session on NYSE and Nasdaq stocks in March 2024 and now advertises more than 5,600 US names around the clock on weekdays. Interactive Brokers has run an overnight session for about 10,000 US stocks and ETFs since 2023 through its own trading venue. eToro started with 100 names in July 2025 and opened every S&P 500 and Nasdaq 100 stock to 24/5 trading in November. Among CFD providers, CMC Markets widened its 24/5 range to more than 5,000 shares and ETFs in July.

The Hungarian product is the TBSZ, a five-year investment account under which gains become tax-free after five years and are taxed at a reduced rate in years four and five, according to XTB's website. Closing the account earlier triggers the standard 15% personal income tax plus a 13% social contribution. XTB's version opens from HUF 25,000, carries no account fee and charges no commission on shares and ETFs up to EUR 100,000 of monthly volume. Citing Magyar Nemzeti Bank data, XTB said TBSZ accounts rose by more than a third to over 519,000 at the end of 2025 from about 386,000 a year earlier, with assets approaching HUF 7.9 trillion. "I am convinced that we currently have the best offer on the market there," Chief Executive Omar Arnaout said in the statement.

Estonian investment app Lightyear has offered a TBSZ it describes as free since February 2024, and Interactive Brokers also provides the account. XTB's own comparison table, dated July 2026, shows local banks charging maintenance and withdrawal fees. In Poland, where the broker added IKE retirement accounts in October 2024, preparing for OKI, a new tax-advantaged account due from the start of 2027, remains one of its main priorities. Its UK clients have had a zero-fee stocks and shares ISA since December 2024, with interest paid on uninvested cash.