Lightyear Summer Product Update: AI Discovery and New Languages
Lightyear's Q2 update includes AI-powered stock discovery, real-time market insights, crypto trading under MiCA, and savings from J.P. Morgan in new countries.
European broker Lightyear has released a broad product update covering the second quarter of 2025, introducing a range of new features including AI-assisted investment planning, real-time market commentary, crypto trading under the EU’s MiCA framework, and an expanded savings product powered by J.P. Morgan Asset Management.
AI and ETF Enhancements
Users can now describe an investment theme — such as “European defence companies” or “global clean energy” — and Lightyear’s AI will generate a list of relevant stocks and funds. The feature is accessed via the “Create a Plan” button in the Lightyear app.
The broker’s “Why did it move?” AI feature, which explains price movements for stocks and funds, now streams answers in real time, updating as the response is generated rather than requiring users to wait for the full text.
ETF pages have also been upgraded with annual performance charts, previously available only for single stocks and Ready-Made Plans. Investors can view year-by-year or cumulative returns by tapping on any ETF.
Localisation and Crypto Expansion
Lightyear’s “Lightning updates” — short news summaries on individual instruments and broader market sentiment — are now displayed in all ten languages the platform supports, rather than only in English. The mobile app has been released in Lithuanian and Latvian, with web and help-centre translations to follow.
Crypto trading arrived on Lightyear with 12 coins available in EUR and USD, regulated under a MiCA license. The fee is a flat 0.45%.
Savings and PnL Changes
The savings product, offering 2.03% APY on euros and backed by J.P. Morgan Asset Management, expanded to seven additional countries: Ireland, Portugal, Cyprus, Greece, Croatia, Slovakia, and Slovenia.
Profit and loss calculations have been overhauled with more precise FX handling, time-based portfolio PnL, a dedicated PnL chart, and sharper realised PnL on sell orders.
Lightyear notes that capital is at risk and users should conduct their own research before investing. The savings yield quoted is as of 18 June.
Source: Lightyear