BoursoFirst Private Banking Reaches €2 Billion in Assets

BoursoBank's private banking service, BoursoFirst, has surpassed €2 billion in assets under management since its launch at the end of 2024. To better serve its wealth management clients, the bank is expanding the offering with new products and services, including a competitively priced savings account, enhancements to its Luxembourg life insurance policy, and additional digital content.

A key addition is the Livret BoursoFirst, a new savings account available exclusively to BoursoFirst members. It offers a guaranteed gross annual interest rate of 2.40% until December 31, 2026, with no upper limit on deposits. The account requires a minimum initial deposit of €30,000 and provides immediate access to funds, targeting clients seeking risk-free short- to medium-term liquidity.

BoursoBank is also upgrading its Luxembourg life insurance product, BoursoVie Lux. The contract now includes over 100 newly referenced ETFs, expanding its investment universe to nearly 4,000 underlying assets across seven asset classes. Fee structure adjustments have been introduced: envelope fees are now degressive based on the initial premium, ranging from 0.40% for amounts above €5 million down to 0.65% for the minimum subscription of €150,000.

The Lombard loan offering has been made more flexible. Clients can borrow from €101,000 up to €2 million over terms of one to ten years, with the possibility of holding two loans simultaneously. The interest rate starts at 2.95% for a twelve-month loan (as of April 14, 2026). The subscription process is fully digital via the BoursoBank app, and the loan operates on an in fine basis—interest paid during the term and principal repaid at maturity.

To enhance client support, BoursoBank is launching two new series of digital content. Monthly podcasts will cover wealth management topics such as matrimonial regimes, inheritance, tax planning, and asset organization. Weekly shows will focus on financial news, market analysis, and practical investment questions. These digital materials complement the existing support team of 20 dedicated advisors available by phone during business hours.

Additionally, BoursoFirst clients can now manage a single-shareholder holding company's securities account through BoursoBank's free BoursoBusiness offering. The new Compte-Titres Business provides access to over 2,600 investment products, including more than 1,200 UCITS, over 1,000 French equities, 400 ETFs, 20 bonds, and a range of crypto-asset ETNs.