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macroJul 16, 2026, 4:24 PM

US 30-Year Fixed Mortgage Rate Rises to 6.55%, Highest Since August 2025

The average interest rate on a US 30-year fixed mortgage climbed to 6.55%, the highest level since August 2025, driven by ongoing geopolitical tensions linked to the Iran conflict.

The average interest rate on a US 30-year fixed mortgage rose to 6.55%, marking the highest level since August 2025. The increase is attributed to the ongoing Iran War, which continues to pressure interest rates upward, pushing them to fresh one-year highs.

This development reflects the broader impact of geopolitical instability on US mortgage markets, with rates climbing steadily as the conflict persists. The 6.55% figure represents a significant rise from recent lows, though it remains below the multi-decade peaks seen in 2023.

Source: The Kobeissi Letter